Category Archives: FHA

Some of our Niches!

 

1 year Tax Verification Program – Conventional

     Self Employed,Wage Earners,Retired,Rental Property Owners

Non Occupant Co Signors  for Owner Occupied Homes – Conventional and FHA
80/10/10 Loans with No MI – Conventional
One Loan upto 95% with Lender paid MI – Conventional
Loans upto 10 properties – Conventional
Cash Out 1 day after purchase – Conventional
Condos with less than 51% occupancy – Conventional
Condos with non structural minor litigation – Conventional
Ability to consider future income based on accepted job offers – Conventional
Large gaps in previous employment OK – Conventional and FHA
100% Gift Funds Acceptable for Conventional and FHA
DTI upto 50.99% OK for Conventional and 56.99% for FHA
Bankruptcy seasoning less than 2 years OK for Ch 13 – FHA
Streamlines with No Income and No Appraisal – FHA
Automatic and Manual Underwriting down to 580 Fico.Collections and Chargeoffs may not need to be paid – FHA
Half % down loans with 3 % second  down payment assistance- FHA
Automatic and Manual Underwriting acceptable – VA
2nd VA loan available subject to guidelines
Jumbo options with 10% down 
Upside down loans under HARP Conventional
We can use existing appraisals – FHA and Conventional
Garage Conversion OK – FHA and Conventional
Mixed Use property OK – FHA

 

 

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